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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,785 | $72,404-63.0% | $110,243-75.7% | $64,173-58.3% |
| Participation rate | 81.0% | 73.3%+7.6pp | 79.8%+1.1pp | 69.6%+11.4pp |
| Annual return | -11.65% | -6.29%-5.4pp | 314.76%-326.4pp | 7.63%-19.3pp |
| Employer contribution / active EE | $6,283 | $2,282+175.4% | $3,827+64.2% | $2,381+163.9% |
| Participant deferral / active EE | $2,934 | $3,469-15.4% | $4,672-37.2% | $3,470-15.4% |
| Admin fee / account holder | $858 | $5,664-84.9% | $8,548-90.0% | $4,887-82.5% |