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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,869 | $104,251-67.5% | $91,004-62.8% | $147,585-77.1% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 16.76% | 27.06%-10.3pp | 4.60%+12.2pp | 578.58%-561.8pp |
| Employer contribution / active EE | $2,019 | $3,116-35.2% | $2,456-17.8% | $4,876-58.6% |
| Participant deferral / active EE | $3,079 | $4,195-26.6% | $3,548-13.2% | $5,439-43.4% |
| Admin fee / account holder | $7,399 | $8,948-17.3% | $5,417+36.6% | $10,886-32.0% |