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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,789 | $57,330-44.6% | $86,656-63.3% | $75,177-57.7% |
| Participation rate | 55.6% | 63.2%-7.6pp | 71.7%-16.2pp | 67.2%-11.6pp |
| Annual return | 15.45% | 2675.40%-2660.0pp | 593.09%-577.6pp | 160.75%-145.3pp |
| Employer contribution / active EE | $663 | $2,316-71.4% | $3,025-78.1% | $2,671-75.2% |
| Participant deferral / active EE | $1,319 | $3,320-60.3% | $4,439-70.3% | $4,126-68.0% |
| Admin fee / account holder | $4,370 | $4,115+6.2% | $5,619-22.2% | $5,651-22.7% |