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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,097 | $60,504-32.1% | $81,882-49.8% | $74,478-44.8% |
| Participation rate | 44.7% | 62.9%-18.2pp | 72.4%-27.7pp | 67.2%-22.5pp |
| Annual return | 14.32% | 16.91%-2.6pp | 779.47%-765.2pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $548 | $2,627-79.2% | $2,916-81.2% | $2,626-79.1% |
| Participant deferral / active EE | $1,088 | $3,400-68.0% | $4,323-74.8% | $4,350-75.0% |
| Admin fee / account holder | $1,498 | $1,492+0.4% | $7,360-79.6% | $1,946-23.0% |