Filed March 6, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,211 | $138,562+27.2% | $246,525-28.5% | $116,875+50.8% |
| Participation rate | 48.6% | 72.8%-24.2pp | 82.0%-33.4pp | 74.5%-26.0pp |
| Annual return | 8.78% | 16.14%-7.4pp | 0.46%+8.3pp | 16.29%-7.5pp |
| Employer contribution / active EE | $1,093 | $4,835-77.4% | $7,467-85.4% | $3,288-66.7% |
| Participant deferral / active EE | $7,185 | $4,207+70.8% | $5,422+32.5% | $3,885+84.9% |
| Admin fee / account holder | $17,408 | $18,110-3.9% | $16,551+5.2% | $12,263+42.0% |