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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,582 | $154,209+60.5% | $130,062+90.4% | $139,487+77.5% |
| Participation rate | 87.0% | 82.0%+5.0pp | 78.5%+8.5pp | 80.3%+6.6pp |
| Annual return | 16.05% | 32.52%-16.5pp | -137.37%+153.4pp | 373.84%-357.8pp |
| Employer contribution / active EE | $645 | $5,292-87.8% | $4,322-85.1% | $4,755-86.4% |
| Participant deferral / active EE | $2,379 | $6,709-64.5% | $5,821-59.1% | $6,713-64.6% |
| Admin fee / account holder | $13,138 | $13,988-6.1% | $10,601+23.9% | $11,407+15.2% |