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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,919 | $92,219+7.3% | $76,767+28.9% | $135,380-26.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.21% | 5.46%-12.7pp | 2.43%-9.6pp | 519.81%-527.0pp |
| Employer contribution / active EE | $7,318 | $3,216+127.5% | $2,485+194.4% | $4,779+53.1% |
| Participant deferral / active EE | $3,071 | $4,508-31.9% | $3,852-20.3% | $5,609-45.3% |
| Admin fee / account holder | $1,582 | $10,749-85.3% | $6,675-76.3% | $10,828-85.4% |