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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,956 | $184,000-67.4% | $162,185-63.0% | $152,909-60.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 9.91% | 150.80%-140.9pp | 115.61%-105.7pp | 345.46%-335.6pp |
| Employer contribution / active EE | $4,826 | $6,370-24.2% | $5,613-14.0% | $4,764+1.3% |
| Participant deferral / active EE | $2,930 | $8,033-63.5% | $7,297-59.8% | $5,851-49.9% |
| Admin fee / account holder | $1,176 | $13,124-91.0% | $10,844-89.2% | $11,601-89.9% |