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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,152 | $88,710-58.1% | $81,783-54.6% | $145,959-74.5% |
| Participation rate | 90.0% | 75.0%+15.0pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 10.15% | 1027.26%-1017.1pp | 775.05%-764.9pp | 561.95%-551.8pp |
| Employer contribution / active EE | $1,300 | $3,083-57.8% | $2,913-55.4% | $4,661-72.1% |
| Participant deferral / active EE | $4,060 | $4,645-12.6% | $4,320-6.0% | $6,689-39.3% |
| Admin fee / account holder | $512 | $8,407-93.9% | $7,380-93.1% | $13,398-96.2% |