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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,709 | $65,034+19.5% | $90,970-14.6% | $79,856-2.7% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 21.55% | 30.45%-8.9pp | 134.60%-113.0pp | 31.71%-10.2pp |
| Employer contribution / active EE | $1,695 | $1,247+35.9% | $2,122-20.1% | $2,471-31.4% |
| Participant deferral / active EE | $2,648 | $2,512+5.4% | $3,373-21.5% | $3,741-29.2% |
| Admin fee / account holder | $8,759 | $4,536+93.1% | $5,961+46.9% | $5,306+65.1% |