See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Service code 65 · EIN 94-1737782 | Account Maintenance | $210 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,567 | $63,114-80.1% | $92,893-86.5% | $65,185-80.7% |
| Participation rate | 29.5% | 68.8%-39.3pp | 76.0%-46.5pp | 70.2%-40.7pp |
| Annual return | 22.23% | 28.75%-6.5pp | 109.41%-87.2pp | 29.38%-7.2pp |
| Employer contribution / active EE | $0 | $2,571-100.0% | $3,653-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $844 | $3,108-72.9% | $4,236-80.1% | $3,514-76.0% |
| Admin fee / account holder | $2 | $624-99.6% | $5,794-100.0% | $847-99.7% |