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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,666 | $53,546+181.4% | $69,890+115.6% | $68,490+120.0% |
| Participation rate | 41.9% | 64.5%-22.7pp | 70.5%-28.6pp | 67.9%-26.0pp |
| Annual return | -18.66% | -13.87%-4.8pp | 190.84%-209.5pp | -7.85%-10.8pp |
| Employer contribution / active EE | $2,843 | $2,019+40.8% | $2,560+11.0% | $2,597+9.5% |
| Participant deferral / active EE | $3,710 | $2,957+25.5% | $3,848-3.6% | $4,028-7.9% |
| Admin fee / account holder | $8,867 | $4,693+89.0% | $6,267+41.5% | $5,403+64.1% |