Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,681 | $50,947-51.6% | $74,551-66.9% | $64,173-61.5% |
| Participation rate | 47.4% | 61.1%-13.7pp | 69.1%-21.8pp | 69.6%-22.2pp |
| Annual return | -5.34% | -1.85%-3.5pp | 32.53%-37.9pp | 7.63%-13.0pp |
| Employer contribution / active EE | $147 | $1,115-86.8% | $1,961-92.5% | $2,381-93.8% |
| Participant deferral / active EE | $1,559 | $2,302-32.2% | $3,108-49.8% | $3,470-55.1% |
| Admin fee / account holder | $6,298 | $4,221+49.2% | $5,059+24.5% | $4,887+28.9% |