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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,266 | $80,983+31.2% | $96,544+10.1% | $75,177+41.4% |
| Participation rate | 97.5% | 71.8%+25.7pp | 76.0%+21.5pp | 67.2%+30.3pp |
| Annual return | 12.01% | 27.05%-15.0pp | 25.88%-13.9pp | 160.75%-148.7pp |
| Employer contribution / active EE | $5,275 | $2,282+131.1% | $2,966+77.8% | $2,671+97.5% |
| Participant deferral / active EE | $3,758 | $3,929-4.3% | $4,851-22.5% | $4,126-8.9% |
| Admin fee / account holder | $4,619 | $6,717-31.2% | $8,254-44.0% | $5,651-18.3% |