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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,290 | $86,940+3.9% | $102,434-11.9% | $80,935+11.6% |
| Participation rate | 97.6% | 72.4%+25.2pp | 76.5%+21.1pp | 67.7%+30.0pp |
| Annual return | 8.53% | 18.89%-10.4pp | 29.46%-20.9pp | 35.66%-27.1pp |
| Employer contribution / active EE | $5,761 | $2,370+143.1% | $3,023+90.6% | $2,757+109.0% |
| Participant deferral / active EE | $3,690 | $4,121-10.5% | $5,055-27.0% | $4,299-14.2% |
| Admin fee / account holder | $22,202 | $8,047+175.9% | $9,462+134.6% | $6,924+220.6% |