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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,585 | $73,988+11.6% | $96,538-14.5% | $75,177+9.9% |
| Participation rate | 76.7% | 66.4%+10.2pp | 74.3%+2.3pp | 67.2%+9.5pp |
| Annual return | 20.93% | 26.73%-5.8pp | 35.74%-14.8pp | 160.75%-139.8pp |
| Employer contribution / active EE | $2,715 | $2,930-7.4% | $3,740-27.4% | $2,671+1.6% |
| Participant deferral / active EE | $1,839 | $3,660-49.8% | $4,880-62.3% | $4,126-55.4% |
| Admin fee / account holder | $2,184 | $5,220-58.2% | $6,737-67.6% | $5,651-61.4% |