Retirement plan

E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC TAX DEFERRED ANNUITY PLAN

Name: E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC. - E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC TAX DEFERRED ANNUITY PLAN (2016) Form 5500
Creator: E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC TAX DEFERRED ANNUITY PLAN, E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC.

E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC.EIN 15-0576613Plan #001PY 2016

182 NORTH STREET - AUBURN, NY 13021315-255-2746

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$3.9M

-10.0% from 2015

Total participants

144

-9.4% from 2015

Average account balance

$59,931

+1.0% from 2015

Annual return

6.39%

+8.45 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.64M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$151K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4713

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
RETIREMENT & BENEFIT PARTNERS1 year Filed as: RETIREMENT & BENEFIT PARTNERS OF CE Service code 27 5000 BRITTONFIELD PKWY, SUITE 106 · EAST SYRACUSE, NY 13057	Advisory (Plan)	$12,516
CPI QUALIFIED PLAN CONSULTANTS, INC2+ years Service code 12 · EIN 48-1205033 1809 24TH STREET · GREAT BEND, KS 67530	Claims processing; Recordkeeping fees...	$8,546

Plan features & details

Pension benefit codes2F2G2M

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$7K

$60 / participant

Investment mgmt$7K100.0%

% of EOY assets

0.188%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DERMODY, BURKE & BROWN, CPAS,
Auditor EIN: 010723685
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,931

$46,732+28.2%

$156,551-61.7%

$55,167+8.6%

Participation rate

35.8%

65.8%-30.0pp

84.0%-48.2pp

69.0%-33.2pp

Annual return

6.39%

17.72%-11.3pp

32.23%-25.8pp

169.23%-162.8pp

Employer contribution / active EE

$521

$2,105-75.2%

$5,501-90.5%

$1,963-73.4%

Participant deferral / active EE

$873

$2,204-60.4%

$4,871-82.1%

$3,054-71.4%

Admin fee / account holder

$113

$418-73.0%

$13,028-99.1%

$504-77.6%

Provider

Service type

Compensation

RETIREMENT & BENEFIT PARTNERS1 year

Filed as: RETIREMENT & BENEFIT PARTNERS OF CE

Service code 27

5000 BRITTONFIELD PKWY, SUITE 106 · EAST SYRACUSE, NY 13057

Advisory (Plan)

$12,516

CPI QUALIFIED PLAN CONSULTANTS, INC2+ years

Service code 12 · EIN 48-1205033

1809 24TH STREET · GREAT BEND, KS 67530

Claims processing; Recordkeeping fees...

$8,546

E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E. JOHN GAVRAS CENTER - UCPA OF CAYUGA COUNTY, INC TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion