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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $684,871 | $99,009+591.7% | $86,581+691.0% | $147,585+364.1% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 11.32% | 1312.70%-1301.4pp | 965.06%-953.7pp | 578.58%-567.3pp |
| Employer contribution / active EE | $10,000 | $3,132+219.3% | $2,840+252.2% | $4,876+105.1% |
| Participant deferral / active EE | $13,950 | $3,972+251.2% | $3,609+286.6% | $5,439+156.5% |
| Admin fee / account holder | $8,393 | $5,709+47.0% | $4,904+71.1% | $10,886-22.9% |