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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,639 | $65,555+52.0% | $86,216+15.6% | $75,173+32.5% |
| Participation rate | 72.1% | 60.5%+11.6pp | 69.0%+3.1pp | 67.2%+4.9pp |
| Annual return | 13.96% | 46.07%-32.1pp | 1169.42%-1155.5pp | 160.72%-146.8pp |
| Employer contribution / active EE | $1,178 | $1,553-24.2% | $2,382-50.5% | $2,671-55.9% |
| Participant deferral / active EE | $5,756 | $3,023+90.4% | $3,986+44.4% | $4,126+39.5% |
| Admin fee / account holder | $1,372 | $5,469-74.9% | $6,853-80.0% | $5,651-75.7% |