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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,317 | $118,877+288.9% | $96,570+378.7% | $167,536+176.0% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.8%+13.5pp | 82.1%+1.2pp |
| Annual return | 14.76% | 50.50%-35.7pp | 37.79%-23.0pp | 478.82%-464.1pp |
| Employer contribution / active EE | $2,515 | $3,121-19.4% | $2,357+6.7% | $4,839-48.0% |
| Participant deferral / active EE | $8,152 | $4,617+76.6% | $3,849+111.8% | $6,342+28.5% |
| Admin fee / account holder | $5,657 | $8,069-29.9% | $6,182-8.5% | $12,315-54.1% |