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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,527 | $138,102-61.2% | $125,381-57.3% | $134,532-60.2% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -14.08% | 750.73%-764.8pp | 572.31%-586.4pp | 418.27%-432.3pp |
| Employer contribution / active EE | $4,860 | $5,245-7.3% | $4,815+0.9% | $4,741+2.5% |
| Participant deferral / active EE | $4,823 | $7,801-38.2% | $7,448-35.2% | $6,401-24.7% |
| Admin fee / account holder | $1,526 | $11,568-86.8% | $10,007-84.7% | $11,429-86.6% |