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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,955 | $117,829+148.6% | $102,423+186.0% | $145,877+100.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.69% | 31.83%-21.1pp | 29.42%-18.7pp | 551.28%-540.6pp |
| Employer contribution / active EE | $7,779 | $3,615+115.2% | $3,023+157.3% | $4,663+66.8% |
| Participant deferral / active EE | $12,815 | $5,732+123.6% | $5,054+153.5% | $6,691+91.5% |
| Admin fee / account holder | $24,441 | $13,335+83.3% | $9,455+158.5% | $13,402+82.4% |