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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,929 | $116,203-8.8% | $93,621+13.1% | $152,909-30.7% |
| Participation rate | 31.3% | 78.1%-46.8pp | 75.8%-44.6pp | 82.5%-51.2pp |
| Annual return | 26.58% | 35.96%-9.4pp | 32.76%-6.2pp | 345.46%-318.9pp |
| Employer contribution / active EE | $1,481 | $3,219-54.0% | $2,719-45.5% | $4,764-68.9% |
| Participant deferral / active EE | $1,451 | $4,605-68.5% | $4,070-64.3% | $5,851-75.2% |
| Admin fee / account holder | $148 | $10,751-98.6% | $7,890-98.1% | $11,601-98.7% |