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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,978 | $138,075+147.0% | $123,552+176.0% | $135,379+151.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.82% | 153.70%-159.5pp | 119.20%-125.0pp | 519.79%-525.6pp |
| Employer contribution / active EE | $6,513 | $5,152+26.4% | $4,628+40.7% | $4,779+36.3% |
| Participant deferral / active EE | $8,631 | $6,800+26.9% | $6,426+34.3% | $5,609+53.9% |
| Admin fee / account holder | $14,452 | $10,917+32.4% | $9,285+55.7% | $10,828+33.5% |