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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,301 | $167,362-72.9% | $143,799-68.5% | $134,532-66.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -18.80% | 0.47%-19.3pp | -0.04%-18.8pp | 418.27%-437.1pp |
| Employer contribution / active EE | $946 | $5,620-83.2% | $4,952-80.9% | $4,741-80.0% |
| Participant deferral / active EE | $2,320 | $6,447-64.0% | $5,638-58.9% | $6,401-63.8% |
| Admin fee / account holder | $1,095 | $18,094-93.9% | $14,677-92.5% | $11,429-90.4% |