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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,120 | $165,399-83.0% | $149,745-81.2% | $158,982-82.3% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 31.58% | 348.34%-316.8pp | 276.72%-245.1pp | 302.99%-271.4pp |
| Employer contribution / active EE | $3,784 | $5,105-25.9% | $4,646-18.5% | $4,763-20.5% |
| Participant deferral / active EE | $9,789 | $7,183+36.3% | $6,843+43.0% | $5,983+63.6% |
| Admin fee / account holder | $3,406 | $10,811-68.5% | $9,312-63.4% | $11,252-69.7% |