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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,495 | $208,088-85.8% | $186,193-84.2% | $154,746-80.9% |
| Participation rate | 81.3% | 80.0%+1.3pp | 77.1%+4.1pp | 80.7%+0.5pp |
| Annual return | 26.45% | 89.97%-63.5pp | 78.03%-51.6pp | 172.34%-145.9pp |
| Employer contribution / active EE | $1,887 | $4,340-56.5% | $3,918-51.8% | $4,379-56.9% |
| Participant deferral / active EE | $4,199 | $7,078-40.7% | $6,513-35.5% | $6,730-37.6% |
| Admin fee / account holder | $1,667 | $11,698-85.7% | $11,058-84.9% | $14,365-88.4% |