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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,973 | $181,896-63.7% | $156,551-57.9% | $273,972-75.9% |
| Participation rate | 92.9% | 88.4%+4.5pp | 84.0%+8.8pp | 83.0%+9.8pp |
| Annual return | 10.24% | 30.74%-20.5pp | 32.23%-22.0pp | 41.46%-31.2pp |
| Employer contribution / active EE | $14,017 | $6,248+124.3% | $5,501+154.8% | $4,869+187.9% |
| Participant deferral / active EE | $11,386 | $5,550+105.1% | $4,871+133.7% | $5,287+115.3% |
| Admin fee / account holder | $591 | $15,560-96.2% | $13,028-95.5% | $10,133-94.2% |