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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,311 | $209,425-63.6% | $178,499-57.2% | $158,966-52.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | -5.94% | 188.80%-194.7pp | 151.10%-157.0pp | 302.95%-308.9pp |
| Employer contribution / active EE | $6,971 | $5,707+22.1% | $5,011+39.1% | $4,762+46.4% |
| Participant deferral / active EE | $5,463 | $5,955-8.3% | $5,202+5.0% | $5,983-8.7% |
| Admin fee / account holder | $489 | $17,078-97.1% | $13,986-96.5% | $11,250-95.7% |