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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,507 | $181,896-67.3% | $156,551-62.0% | $273,972-78.3% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 2.39% | 30.74%-28.4pp | 32.23%-29.8pp | 41.46%-39.1pp |
| Employer contribution / active EE | $2,786 | $6,248-55.4% | $5,501-49.4% | $4,869-42.8% |
| Participant deferral / active EE | $4,572 | $5,550-17.6% | $4,871-6.1% | $5,287-13.5% |
| Admin fee / account holder | $2,981 | $15,560-80.8% | $13,028-77.1% | $10,133-70.6% |