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| Provider | Service type | Compensation |
|---|---|---|
INDEPENDENT FINANCIAL PARTNERS2+ years Service code 27 6165 GREENWICH DR · SAN DIEGO, CA 92122 | Advisory (Plan) | $10,540 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,213 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,939 | $75,183-38.9% | $123,894-62.9% | $55,167-16.7% |
| Participation rate | 87.4% | 72.8%+14.6pp | 81.4%+6.0pp | 69.0%+18.5pp |
| Annual return | 13.30% | 19.01%-5.7pp | 47.52%-34.2pp | 169.23%-155.9pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $8,818 | $5,084+73.4% | $5,984+47.4% | $3,054+188.7% |
| Admin fee / account holder | $58 | $663-91.3% | $8,357-99.3% | $504-88.6% |