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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,331 | $98,240-69.1% | $82,313-63.2% | $147,585-79.4% |
| Participation rate | 88.9% | 79.7%+9.2pp | 76.9%+12.0pp | 82.8%+6.1pp |
| Annual return | 22.38% | 30.85%-8.5pp | 25.88%-3.5pp | 578.58%-556.2pp |
| Employer contribution / active EE | $9,971 | $3,192+212.4% | $2,428+310.6% | $4,876+104.5% |
| Participant deferral / active EE | $9,887 | $4,383+125.6% | $3,706+166.8% | $5,439+81.8% |
| Admin fee / account holder | $367 | $8,563-95.7% | $5,608-93.5% | $10,886-96.6% |