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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,134 | $150,447-93.9% | $136,298-93.3% | $147,586-93.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.68% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $4,089 | $5,256-22.2% | $4,696-12.9% | $4,876-16.1% |
| Participant deferral / active EE | $9,254 | $6,631+39.6% | $6,247+48.1% | $5,439+70.2% |
| Admin fee / account holder | $564 | $10,906-94.8% | $9,244-93.9% | $10,886-94.8% |