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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,966 | $99,345-34.6% | $84,753-23.3% | $273,972-76.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.17% | 22.93%-22.8pp | 22.78%-22.6pp | 41.46%-41.3pp |
| Employer contribution / active EE | $14,755 | $4,214+250.1% | $3,574+312.8% | $4,869+203.1% |
| Participant deferral / active EE | $8,167 | $4,270+91.3% | $3,712+120.0% | $5,287+54.5% |
| Admin fee / account holder | $434 | $6,645-93.5% | $5,333-91.9% | $10,133-95.7% |