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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,200 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,913 | $75,388-15.2% | $123,552-48.3% | $55,725+14.7% |
| Participation rate | 87.2% | 75.7%+11.5pp | 82.3%+4.9pp | 70.9%+16.3pp |
| Annual return | 2.10% | 4.48%-2.4pp | 119.20%-117.1pp | 244.93%-242.8pp |
| Employer contribution / active EE | $0 | $3,063-100.0% | $4,628-100.0% | $2,078-100.0% |
| Participant deferral / active EE | $11,758 | $5,651+108.1% | $6,426+83.0% | $3,356+250.4% |
| Admin fee / account holder | $5 | $120-96.2% | $9,285-100.0% | $115-96.0% |