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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,582 | $81,476-25.6% | $102,383-40.8% | $80,925-25.1% |
| Participation rate | 97.1% | 66.8%+30.2pp | 74.5%+22.5pp | 67.7%+29.4pp |
| Annual return | 15.27% | 25.59%-10.3pp | 24.94%-9.7pp | 35.65%-20.4pp |
| Employer contribution / active EE | $2,096 | $3,105-32.5% | $3,870-45.8% | $2,756-24.0% |
| Participant deferral / active EE | $4,828 | $3,871+24.7% | $5,060-4.6% | $4,299+12.3% |
| Admin fee / account holder | $7,995 | $6,717+19.0% | $8,391-4.7% | $6,940+15.2% |