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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,582 | $81,504-25.7% | $102,437-40.9% | $80,959-25.2% |
| Participation rate | 97.1% | 66.9%+30.2pp | 74.5%+22.6pp | 67.7%+29.4pp |
| Annual return | 15.27% | 25.60%-10.3pp | 24.95%-9.7pp | 35.67%-20.4pp |
| Employer contribution / active EE | $2,096 | $3,104-32.5% | $3,871-45.9% | $2,757-24.0% |
| Participant deferral / active EE | $4,828 | $3,871+24.7% | $5,060-4.6% | $4,300+12.3% |
| Admin fee / account holder | $7,995 | $6,719+19.0% | $8,388-4.7% | $6,925+15.4% |