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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $931,627 | $156,897+493.8% | $121,147+669.0% | $139,427+568.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.20% | 1475.10%-1461.9pp | 986.30%-973.1pp | 373.27%-360.1pp |
| Employer contribution / active EE | $38,625 | $5,539+597.3% | $4,166+827.1% | $4,752+712.9% |
| Participant deferral / active EE | $22,500 | $4,846+364.3% | $4,081+451.3% | $6,711+235.3% |
| Admin fee / account holder | $14,518 | $6,948+109.0% | $5,646+157.1% | $11,404+27.3% |