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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,943 | $91,179-65.0% | $178,499-82.1% | $79,852-60.0% |
| Participation rate | 79.2% | 69.2%+10.0pp | 81.9%-2.7pp | 69.6%+9.6pp |
| Annual return | 14.32% | 24.19%-9.9pp | 151.10%-136.8pp | 31.72%-17.4pp |
| Employer contribution / active EE | $86 | $3,256-97.3% | $5,011-98.3% | $2,471-96.5% |
| Participant deferral / active EE | $2,549 | $3,236-21.2% | $5,202-51.0% | $3,740-31.8% |
| Admin fee / account holder | $1,253 | $6,749-81.4% | $13,986-91.0% | $5,306-76.4% |