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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,701 | $202,342+13.0% | $172,752+32.4% | $152,897+49.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.62% | 1029.83%-1012.2pp | 802.97%-785.4pp | 345.43%-327.8pp |
| Employer contribution / active EE | $13,621 | $5,858+132.5% | $5,144+164.8% | $4,764+185.9% |
| Participant deferral / active EE | $9,193 | $5,948+54.6% | $5,198+76.9% | $5,851+57.1% |
| Admin fee / account holder | $8,478 | $17,111-50.5% | $13,955-39.2% | $11,599-26.9% |