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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,240 | $135,956+34.0% | $123,894+47.1% | $273,972-33.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.61% | 56.63%-51.0pp | 47.52%-41.9pp | 41.46%-35.8pp |
| Employer contribution / active EE | $9,243 | $5,170+78.8% | $4,617+100.2% | $4,869+89.8% |
| Participant deferral / active EE | $10,507 | $6,343+65.7% | $5,984+75.6% | $5,287+98.7% |
| Admin fee / account holder | $589 | $9,817-94.0% | $8,357-93.0% | $10,133-94.2% |