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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,345 | $72,273+65.1% | $101,275+17.8% | $79,856+49.5% |
| Participation rate | 59.0% | 68.5%-9.4pp | 75.8%-16.8pp | 69.6%-10.6pp |
| Annual return | 14.06% | 22.30%-8.2pp | 46.48%-32.4pp | 31.71%-17.6pp |
| Employer contribution / active EE | $2,181 | $2,691-19.0% | $3,660-40.4% | $2,471-11.8% |
| Participant deferral / active EE | $4,052 | $3,282+23.5% | $4,371-7.3% | $3,741+8.3% |
| Admin fee / account holder | $9,478 | $4,401+115.3% | $5,948+59.3% | $5,306+78.6% |