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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,345 | $181,896-85.5% | $156,551-83.2% | $273,972-90.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 10.09% | 30.74%-20.6pp | 32.23%-22.1pp | 41.46%-31.4pp |
| Employer contribution / active EE | $1,791 | $6,248-71.3% | $5,501-67.4% | $4,869-63.2% |
| Participant deferral / active EE | $2,531 | $5,550-54.4% | $4,871-48.0% | $5,287-52.1% |
| Admin fee / account holder | $1,080 | $15,560-93.1% | $13,028-91.7% | $10,133-89.3% |