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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,569 | $165,399+43.0% | $149,745+58.0% | $158,982+48.8% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 13.99% | 348.34%-334.3pp | 276.72%-262.7pp | 302.99%-289.0pp |
| Employer contribution / active EE | $1,219 | $5,105-76.1% | $4,646-73.8% | $4,763-74.4% |
| Participant deferral / active EE | $10,054 | $7,183+40.0% | $6,843+46.9% | $5,983+68.0% |
| Admin fee / account holder | $1,187 | $10,811-89.0% | $9,312-87.3% | $11,252-89.4% |