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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,850 | $84,236+26.8% | $170,435-37.3% | $70,126+52.4% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 18.61% | 23.06%-4.5pp | 205.94%-187.3pp | 73.15%-54.5pp |
| Employer contribution / active EE | $5,277 | $3,387+55.8% | $5,432-2.9% | $2,343+125.3% |
| Participant deferral / active EE | $4,293 | $3,086+39.1% | $4,939-13.1% | $3,332+28.9% |
| Admin fee / account holder | $1,952 | $5,698-65.8% | $13,881-85.9% | $4,645-58.0% |