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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,431 | $76,551+245.4% | $123,894+113.4% | $62,881+320.5% |
| Participation rate | 92.3% | 73.0%+19.3pp | 81.4%+10.9pp | 69.3%+23.0pp |
| Annual return | 8.44% | 18.68%-10.2pp | 47.52%-39.1pp | 20.14%-11.7pp |
| Employer contribution / active EE | $9,165 | $2,882+218.0% | $4,617+98.5% | $2,281+301.8% |
| Participant deferral / active EE | $6,404 | $4,840+32.3% | $5,984+7.0% | $3,203+100.0% |
| Admin fee / account holder | $29,337 | $4,826+507.9% | $8,357+251.0% | $4,296+582.9% |