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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,866 | $55,889+130.6% | $76,119+69.3% | $80,935+59.2% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 10.15% | 20.58%-10.4pp | 361.25%-351.1pp | 35.66%-25.5pp |
| Employer contribution / active EE | $3,741 | $1,866+100.5% | $2,693+38.9% | $2,757+35.7% |
| Participant deferral / active EE | $4,929 | $3,051+61.5% | $4,259+15.7% | $4,299+14.6% |
| Admin fee / account holder | $2,177 | $5,241-58.5% | $6,421-66.1% | $6,924-68.6% |