Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,080 | $154,209-92.2% | $130,062-90.7% | $139,487-91.3% |
| Participation rate | 35.7% | 82.0%-46.3pp | 78.5%-42.8pp | 80.3%-44.6pp |
| Annual return | 33.00% | 32.52%+0.5pp | -137.37%+170.4pp | 373.84%-340.8pp |
| Employer contribution / active EE | $1,189 | $5,292-77.5% | $4,322-72.5% | $4,755-75.0% |
| Participant deferral / active EE | $1,959 | $6,709-70.8% | $5,821-66.3% | $6,713-70.8% |
| Admin fee / account holder | $1,087 | $13,988-92.2% | $10,601-89.7% | $11,407-90.5% |