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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,319 | $138,075-60.7% | $123,552-56.0% | $135,379-59.9% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -8.91% | 153.70%-162.6pp | 119.20%-128.1pp | 519.79%-528.7pp |
| Employer contribution / active EE | $1,206 | $5,152-76.6% | $4,628-73.9% | $4,779-74.8% |
| Participant deferral / active EE | $3,779 | $6,800-44.4% | $6,426-41.2% | $5,609-32.6% |
| Admin fee / account holder | $1,675 | $10,917-84.7% | $9,285-82.0% | $10,828-84.5% |