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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,822 | $198,457-43.7% | $170,435-34.4% | $147,586-24.2% |
| Participation rate | 89.5% | 88.0%+1.5pp | 83.6%+5.9pp | 82.8%+6.6pp |
| Annual return | 17.69% | 257.30%-239.6pp | 205.94%-188.2pp | 578.59%-560.9pp |
| Employer contribution / active EE | $5,656 | $6,183-8.5% | $5,432+4.1% | $4,876+16.0% |
| Participant deferral / active EE | $3,713 | $5,629-34.0% | $4,939-24.8% | $5,439-31.7% |
| Admin fee / account holder | $573 | $16,852-96.6% | $13,881-95.9% | $10,886-94.7% |