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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,405 | $141,001-79.9% | $112,228-74.7% | $139,487-79.6% |
| Participation rate | 72.7% | 79.2%-6.5pp | 72.4%+0.3pp | 80.3%-7.6pp |
| Annual return | 16.96% | 32.75%-15.8pp | 30.23%-13.3pp | 373.84%-356.9pp |
| Employer contribution / active EE | $0 | $4,285-100.0% | $3,432-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,963 | $5,877-66.6% | $4,800-59.1% | $6,713-70.8% |
| Admin fee / account holder | $373 | $9,959-96.3% | $7,752-95.2% | $11,407-96.7% |